Instapay offers you the convenience of a digital account through a simple and smartly designed mobile app and a linked global Mastercard.You need to sign-up with Instapay to use Instapays digital account.Instapay eWallet Account with linked Mastercard can be used for:Receiving Salary Cross Border RemittanceLoad Money from Bank AccountWithdraw cash from ATMMake purchases globally at Mastercard Merchants or onlineTop-up Mobile - Domestic or InternationalP2P Money TransferScan QR and Pay MerchantAll transactions are categorized and recorded in the passbook for viewingInstapay is a financial institution regulated by Bank Negara Malaysia with the latest security protocols including fingerprint and facial recognition to verify your identity. Every financial transaction is authenticated by a transaction PIN – mPIN for app and ATM card PIN for Mastercard.